The main advantage to small business owners who use check writing software is that it saves them money in a variety of ways - and that is especially true during these economic times. halfpricesoft.com and TrialPay have teamed up to give small businesses and families a new way to get the check printing software for free - legally. Consumers can now get full version ezCheckprinting software or ezCheckPersonal software when they try or buy an offer from one of TrialPay’s 2,000 blue-chip advertisers.

With this special offer for free check writing software and free check paper, a user’s total cost for the bank checks can be $0 if he already has a laser computer.

ezCheckPrinting software is check designing, writing and printing software for small to mid-sized business. This software was intentionally engineered for those end-users who are not professional accountants and computer experts, so it is very simple and user friendly. Check printing software saves users money on checks. ezCheckPrinting will work with any blank/preprinted computer check paper with 8-1/2″ X 11″ size.

ezCheckpersonal is the personal version check printing and designing software.

“Everyone loves getting free software. But through our partnership with TrialPay, consumers can get their favorite software for free and get something else they want
in the process,” said Dr Ge, the founder of halfpricesoft.com. “It’s a remarkable way to treat our customers to free software, while ensuring that the software’s copyrights are properly obtained.”

TrialPay is a revolutionary e-commerce payment platform that lets people pay for products online by buying or trying something else. Through TrialPay, halfpricesoft.com visitors can get the license key of business or personal check printing software by completing one advertiser offer, such as signing up with Blockbuster, buying clothes from Gap or signing up for an American Express credit card. With thousands to choose from, there’s a TrialPay offer for everyone.

This offer is available through recurring promotions at halfpricesoft.com or by visiting

http://www.halfpricesoft.com/business-free-special-offer.asp

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his month’s Small Business Sentiment Survey (SBSS), conducted by Angrisani Turnarounds, LLC, with data provided by Toluna, Inc., demonstrated a small—but fragile—improvement in small business owners’ attitude toward the economy.

Fifty-nine percent of small business owners surveyed said they had no plans to open their wallets anytime soon for capital expenditures, while last month 62.7 percent said they were holding off on capital purchases. Additionally, 70 percent of those surveyed said they were not planning to hire full-time employees in the foreseeable future, as compared to 80.1 percent last month. Despite slight improvement over last month, the survey’s newest figures still compare poorly with the baseline from the October 2009 survey, when 52 percent of SBSS respondents said they were disinclined to hire new full-time employees.

Has the deficit replaced health care as the new threat to Small Business?

According to Al Angrisani, founder and CEO of Angrisani Turnarounds and former U.S. Assistant Secretary of Labor under President Reagan, one new issue could be adding to the risk aversion business owners have expressed in recent SBSS surveys. A full 72 percent of small business owners surveyed said they were very concerned or extremely concerned about the massive federal budget deficit—which is forecasted to be $1.6 trillion for the current year, and had reached $430.69 billion through January—and the high taxes certain to follow in its wake.

“Small business owners are starting to look down the road at the huge deficit and heavy tax load sure to land on their shoulders,” he says. “So, while business owners have begun to feel slightly more positive about the economy and their businesses, deficit and new tax worries may be making them reluctant to hire full-time employees.”

Angrisani goes on to say that the deficit and accompanying taxes seem to have bumped health care reform from the top of the list of concerns for Small Business. “When we asked business owners to choose the biggest threat to their business, the highest percentage—23.5 percent—chose rising taxes, edging out health insurance costs by two percent. It’s clear this is becoming the big issue of the day.”

About the Small Business Sentiment Survey
Angrisani Turnarounds, LLC, commissioned Toluna, Inc., to conduct an online survey of small business owners. The survey, which used a representative sample of 200 owners of businesses with less than 100 employees from various industries and regions, was designed to assess the mood of small business owners. It also asked them to rate those issues presenting the greatest risk to their businesses and their general feeling about the health of their businesses.

About Angrisani Turnarounds
Building on his decades of experience in the turnaround industry, Al Angrisani has established Angrisani Turnarounds, LLC, as a vehicle for helping troubled companies overcome the challenges that have weighed them down and diminished shareholder value.

With the proven Angrisani Hierarchy of Value Creation Model (AHVCM) at its heart, the company’s mission is to work closely with Boards of Directors to transform troubled and under-performing companies (TUCs) into high-performing, innovative businesses that create new wealth for shareholders.

Please contact al@alangrisani.com for more information.

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On February 26, 2010, the Florida Legislature advanced legislation to relieve Florida employers of the exorbitant unemployment tax rate bills they are currently facing.  The Senate Ways & Means Committee unanimously passed Senate Bill (SB) 1666, and a few minutes later the House Finance & Tax Council unanimously passed the companion measure House Bill (HB) 7033, otherwise known as the Unemployment Compensation Bill.

Both HB 7033 and SB 1666 bills address the tax amounts employers must pay this year in the following ways:

As one can see, passing of HB 7033 and SB 1666 would truly help Florida businesses by allowing a two-year delay in the tax hike. This tax relief comes at a time when all industries in Volusia and Flagler counties are struggling just to make ends meet or just to make the payroll. Only two Volusia-county industries showed growth in 2009 per the State of Florida’s Agency for Workforce Innovation, those being State government and Leisure and Hospitality. Manufacturing and Professional & Business Services led the industries in job losses for Volusia County in 2009 at 7.9% and 7.8% losses, respectively. So, unfortunately, the large hike in unemployment taxes would harm these manufacturers and businesses even more- maybe causing more layoffs or even causing them to have to close down operations.

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On Thursday February 18, the Bay Area Business Roundtable (BABRT) will host a welcome reception for Lady Janet Boateng, the wife of Paul Boateng, former British High Commissioner to South Africa and British Labor Politician. The reception will be at the Joyce Gordon Gallery – 406 14th Street in downtown Oakland, from 5:00 p.m. to 7:00 p.m. Light refreshments will be served.

Lady Janet Boateng is visiting the Bay Area to review the works and accomplishments of BABRT Board Member, Doris I. Mangrum, which includes an award-winning documentary film entitled, Stains – Changing Lives After Incarceration. The film deals with the effects of incarceration on children, youth, families and communities. It emphasizes rallying support for this often forgotten segment of our population.

Mangrum is also the author of After the Bungy Jump There’s Still a Lot of Jerking Goin’ On, a story of a mother’s eight-year term of incarceration and the challenges it presented for her and the family she left behind. As an advocate for disenfranchised families for over 25 years, much of Mangrum’s focus for the last 18 years has been centered on the plight of families affected by incarceration. She has appeared on numerous television shows and radio broadcasts, including View from the Bay, with Spencer Christian and Janelle Wang and she was recently quoted in the UK Guardian during the height of the Phillip Garrido kidnapping case. Mangrum is the host and producer of her own talk show, Let’s Saidiana, which airs every Saturday at 9:45 a.m. on KDYA—1190 AM.

Mangrum currently divides her time between her work as a Social Worker at a correctional facility and a Community Relations Manger for support services providing assistance to families affected by incarceration to keep them intact.

Lady Boateng is shadowing Mangrum to establish a similar program in Britian and to develop an international communications network to share best practices around families and communities that are strongly impacted by incarceration. Mangrum chairs the BABRT’s Community & Education Committee.

The BABRT is a 501(c)-(3) focused on fostering positive change and economic development in the San Francisco Bay Area.

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Business Link in London has launched a women’s networking group on the global business networking site LinkedIn. This is in response to their survey of the London businesswomen who attended the “We Mean Business” conferences, where it was discovered that women wanted a place to network online.

The LinkedIn group is called “London Women Mean Business” and all that you require to join the group is a LinkedIn profile, which is both free and simple to create. This networking element is adding a new dimension to Women’s Business Centre, which was created by Business Link to give London women a business resource that catered specifically to their unique needs.

The group has members from all sectors of the London business community ranging from women running catering companies to photographers and fashion designers.

Each week Business Link London will be posting news items and discussion points and inviting group members to promote their own businesses. Once you have joined LinkedIn you can network with other LinkedIn members and post your own items to the group.

Join Business Links’ LinkedIn group by visiting: LinkedIn group - London Women Mean Business.

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London’s small to medium-sized businesses (SMEs) are not reaching their full online potential – and many have no web presence at all, according to a recent poll by Business Link in London.

Almost half (45.4%) of the 500 London entrepreneurs polled admit that they do not have a business website, with the majority (62.6%) stating that their business does not need one. The manufacturing industry topped the list of businesses without a website. However, over half (53.3%) the retail, catering and leisure businesses participating also lack websites.

Tony Cattermole, Business Adviser from Business Link in London says: “The results prove that there is a digital divide among London’s SMEs - those that embrace the Internet as an important component of their business and those that think they can do without. That mindset could hamper their road to recovery. Websites are a cost-effective way of generating sales, reaching customers and launching new products and services.

“A client of mine runs a car garage in London. He didn’t think a website was necessary, despite needing to increase sales and reach new customers. However, upon my advice, a quick search on the Internet made him realise that no garages in his area had an online presence – giving him the potential to capture 100% of the online market. Going online has become second nature to many customers which is why small businesses are potentially missing out.

“Having a website so customers can find you is the first step, but many businesses can also benefit from selling online.”

Research from Google shows that online sales account for 17p of every pound spent in the UK. Google also reports that online retail sales grew 14% over the last.

According to the Business Link in London poll, women entrepreneurs are leading the way for those that do have websites, in comparison to their male counterparts (58.2% vs. 50%) and this is a trend that has accelerated in the last two years.

However, even SMEs that have an online presence may not be reaching their full potential. Many of these businesses are admitting that increasing sales and promoting goods and services are not key priorities for them. 50% of the business owners had used a professional to create their website and almost half (46.6%) do not plan on making any changes to their website.

“Websites should not be static – they need to constantly evolve to reflect changes in customers’ needs, the economy and business competitors. The ultimate goal is to meet the ever changing needs of your customers”, adds Mr Cattermole.

Business Link in London is urging any small business to come to us for advice and business support, whether they need to start from scratch or make their website more effective. We are a free and impartial business advisory service providing support to small businesses in London through our online guides and toolkits, Business Advisers, workshops and seminars.

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A recent Business Link in London poll found that many small and medium-sized businesses (SMEs) in London do not have clear processes in place to manage their financial health. Smaller SMEs in particular are putting themselves at risk by failing to adopt adequate financial management systems. Business Link in London is launching an online checklist to help businesses get their financial house in order.

The recent poll of 350 London businesses found that nearly a third of the respondents do not have effective cash flow management and 45% do not have efficient systems to chase unpaid invoices. Nearly half of the businesses polled (46%) are unaware of what their break-even point is – the point at which their business starts to make a profit. 49% told us they do not know their gross profit margin – a key indicator of business performance.

Matthew Perkins, Business Link in London Senior Business Adviser says:

“Sound financial management should be the bread and butter of every business, especially during these tough economic times. As we head into the recovery period, understanding where your money is, following up your unpaid debts and knowing what your profit is, are vital to keep your business in the black and head for growth.”

The poll results also show that smaller businesses – employing up to ten people –are less prepared than medium-sized businesses. 72% of the larger SMEs questioned have a
structured process in place for retrieving unpaid invoices, compared to less than 50% of smaller businesses. They are also slightly less likely than their larger counterparts to use an accountant for their end-of-year accounts (75% vs. 78%)

Mr Perkins adds: “Smaller SMEs are at risk of being left behind. Without an accountant to prepare their end-of-year accounts, they face the possibility of filing incorrect accounts and paying incorrect taxes, affecting the overall health of their business.

However, end-of-year accounts are retrospective which is why it is important that you keep on top of your own finances on a regular basis.”

The London Development Agency’s Director of Business, Jobs and International Promotion Audrey Slade says: “We are giving the capital’s small and medium sized businesses access to the support and advice they need to assess their financial effectiveness. In addition to the toolkit available through Business Link in London, we are extending our series of free seminars that offer expert advice on issues such as managing cash flow and forecasting. These are run in partnership with high profile partners and help SMEs reach their potential even in the challenging economic climate. The first of these seminars will be held on Tuesday, the 26th of January.”

In addition to the checklist that Business Link in London is launching today, there is a range of tools and guides on the website www.businesslink.gov.uk/london to help.

Businesses are also urged to contact one of the expert Business Advisers who can conduct a thorough business health check and seek business advice They can easily assess ways in which businesses can live within their means and still thrive.

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Halfpricesoft.com recently released ezW2 2009, the easy-to-use W2 1099 filing and printing software for small businesses. Best of all, anyone interested in trying ezW2 2009 can do so totally risk free by downloading the full-functional W2 1099 software for free. ezW2 1099 W2 software was specifically engineered with non-accountant business owners in mind. Its intuitive interfaces allow the user to get started on filing and printing Forms W2, W3, 1099 and 1096 without the long learning curve typically associated with financial software.

New to the 1099 W2 software 2009 edition is the ability to print 2 sets of W2 or 1099 data on one red form sheet - the top half of the sheet for one employee and the bottom for another employee. This feature can cut the employer’s cost for red form sheets in half. Of course it also includes the latest versions of Form W2, W3, 1099 and 1096 for compliance with the Internal Revenue Service and Social Security Administration.

Business owners and managers new to ezW2 can try the w2 1099 software risk free, without cost or obligation to ensure they like the software and that it meets their needs. ezW2 software can be downloaded for free at http://www.halfpricesoft.com/w2_software.asp. This is not a demo or trial version with limitations. It is the complete software with all features and no time limit. However, a license key is required to print documents without a “DEMO” or “SAMPLE” watermark across each page The license key can be purchased for just $39.

To make sampling ezW2 2009 even easier, the w2 1099 software download package includes a sample database. Instead of wasting time entering data, small business owners and managers can upload the sample database and begin testing features and functions immediately after installing which saves time and money.

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Destination Graphix (www.destinationgraphix.com), the award-winning marketing communications firm, has launched a new marketing program to help local entrepreneurs and small business embrace marketing as an essential part of their business structure. The Morning Marketing Mix is an informative and interactive program allowing participants to gain a better understanding of how to market and communicate their brand more effectively by integrating the tools and strategies available both on- and off-line.

“The Morning Marketing Mix will equip you with insights and tips on how to combine traditional marketing with new technology and consumer-driven strategies,” said Gabrielle Melisende, Creative Marketing Director of Destination Graphix. “Marketing in the twenty-first century has surpassed the point of no return, forever changing and expanding how we market our business,” she continues. “Google is the King of search engines but shares its throne and title with content and consumer behavior. While traditional marketing is neither dead nor obsolete, a strong online presence and integrated brand marketing are the new standard for all businesses in virtually all industries. Now more than ever entrepreneurs and small business owners need to embrace an interdisciplinary approach to their marketing communications, or face extinction.”

As part of its own rebranding in 2009, the launch of this program marks the first milestone in Destination Graphix’ vision to establish a series of educational marketing programs to help strengthen small business and the local economy.

For more information, go to www.destinationgraphix.com. Questions can be directed to Gabrielle Melisende at (512) 260-7886 or email: info@destinationgraphix.com.

About Destination Graphix
Founded in 2002, Destination Graphix (www.destinationgraphix.com) is an award-winning full service marketing communications and design firm specializing in integrated brand marketing and advertising. Located in Leander, Texas, the firm works with businesses of all sizes in various industries, including non-profits, member organizations and government entities throughout Central Texas and nationally. Gabrielle Melisende is an award-wining publication designer and developer, internationally recognized marketing specialist, writer, editor and creative consultant. Eye On Leander,™ a small business publication promoting economic development in the City of Leander, and the 2007-2008 Leander Community Profile and Membership Directory are two multiple award-winning credits.

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Volusia Manufacturers Association (VMA) is the only manufacturing trade association established by manufacturers uniting Volusia and Flagler County Manufacturers and Associates. Leading the Volusia Manufacturers Association is the VMA Board of Directors, representing the various manufacturing member companies and associations. The VMA Board chooses new board members for the upcoming year in November and proudly announces the new board members for 2010.

The Chair of the VMA, whose main responsibility is hosting the General Membership Meetings, is Reba MacLagan of Performance Designs, Inc. Ms. MacLagan was the VMA’s Chair last year and is currently employed by Performance Designs, Inc., a world-class parachute manufacturer in Deland , Florida . The new Vice Chair and Programs Director is James Hampton of A. 0. Precision Manufacturing, LLC. Serving a second term for Past Chair is Pete von Lersner of Gambro, Inc. Jayne Fifer is the Volusia Manufacturers Association CEO/President and has been since 2005.

Heading the Human Resources Division is Lori Charpentier of Ardmore Farms Country Pure Foods, a leading independent juice processor with a manufacturing facility located in Deland , Florida . The Human Resources Division focuses on Human Resource issues and regulations and is composed mainly of human resource representatives from each company or those members who are interested in Human Resources. The HRD is one of the three main manufacturing divisions in the VMA.

Leadership of the Manufacturing Excellence Division is being shared by three members from differing manufacturing backgrounds. Pat Gray, one of the leaders, is currently employed at Sparton Electronics, a diversified electronics company dedicated to the manufacture of electronics for medical devices, Anti-Submarine Warfare, and many other specialized products. Tom Hayden of Teledyne ODI, is the second leader for the VMA Manufacturing Excellence Division. Teledyne ODI is a leading manufacturer of sub-sea electrical and fiber-optic connector systems used for offshore oil and gas, defense, oceanographic and research projects. Dorrie Sawyer of FloMet LLC is the third leader of the VMA Manufacturing Excellence Division. FloMet LLC is a manufacturer of precision, high-volume metal components used in medical, surgical, orthopedic, dental, orthodontic, health, hearing, aerospace, defense, electrical, telecommunications, and industrial applications. The VMA’s Manufacturing Excellence Division presents programs to support quality in manufacturing, quality regulations, and best practices for manufacturing.

The VMA’s third division is the Materials Division focusing on manufacturing costs saving programs with special focus given to discuss current inventory, purchasing, or manufacturing issues and regulations. Co-Directors of the Materials Division are Roy Braddy of Hudson Technologies and Lois Stuart of Thompson Pump and Manufacturing, Co. Inc. Hudson Technologies is a local manufacturer of over 15,000 standard deep-drawn metal enclosures and stampings used in industrial and commercial flow meters, medical implantable devices and batteries, aerospace and aviation controls and switches, and IC chip manufacturing. Thompson Pump and Manufacturing is a manufacturer of high quality engine-powered portable pumps for use in construction, by-pass, dewatering, public works, mining, sewer-lift stations, wastewater, and agriculture applications.

Supporting the VMA are Bissy Holden of Florida Health Care Plans leading the Ambassadors Group and Steve Hall, of East Coast Insurors, leading the team for VMA Membership Development. Florida Health Care Plans is a leader for providing health care benefits to members who live or work in Volusia and Flagler Counties. East Coast Insurors is an insurance provider for personal health, home, long-term care, and travel, or professional business insurance, currently licensed in Florida , Georgia and Alabama . Leading the VMA Awards Group for Manufacturers and Associates is Jim Zahnen of Homac Manufacturing and Thomas & Betts, an Ormond Beach manufacturer of connectors for the utilities industry, industrial construction, and private manufacturers.

Volusia Manufacturers Association is dedicated to examining legislation proposed by national, state, county, and city officials and advising members on issues that will impact their businesses directly or indirectly. Alan Jorczak of Entech Controls Corporation leads the Government Relations area along with John Ferguson of Cobb Cole for specific Government Relations legal issues. Entech Controls Corporation manufacturers mosaic controls for railroad or mass transit, industrial process controls, or water and electric utilities or custom-made switches. Cobb Cole is one of the associate members supporting the Volusia Manufacturers Association specializing in many areas of personal and business law. A new board member, Dan Cox of Volusia County Schools , will head Education Relations to support local quality education at all levels. Mike Sibley of James Moore & Co. CPAs and Consultants leads the Plant Tours and Young Professionals Group, promoting member manufacturing operations and expertise. Jim Townsend of Tel-Tron Technologies Corporation serves as the Small Manufacturers Liaison and Expo leader, coordinating all efforts for the annual VMA Small Manufacturers Expo. Lastly, a newly created board position for increasing Marketing and Sponsorship of the VMA will be led by Tom Gaskin of Wachovia Bank.

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The run up to Christmas is one of the busiest times of the year with tens of thousands of seasonal jobs created to cope with the Christmas rush. This doesn’t just impact retailers, as many small businesses are also affected. The rush to meet increase in customer demands doesn’t always mean recruiting new staff.

Entrepreneurs may feel pressured to go beyond their financial means and recruit to keep up with the demands of the festive season. Business Link in London urges small businesses to call our helpline or visit our website for advice on seasonal recruitment and avoid unnecessary costs.

London’s small business owners should also undertake a thorough Business Link in London health check to assess their business and be ready to make the most of the upturn in the market place in the New Year.

Whilst the impact of the recession is felt by the majority of London’s entrepreneurs, they remain resilient and optimistic about their future business growth. 63% are planning to grow and levels of optimism remain high at 75%, according to our latest Business Confidence Index, which measures business sentiment of over 3,300 London’s small-to-medium sized enterprises (SMEs).

Benjamin Smart, Regional Manager at Business Link in London said;

“It’s the season to be cheery. Small businesses need to keep up their optimism by ensuring they have the right number of people with the right skills to service their customers through Christmas and beyond. My advice is to call us before hiring new staff and get a health check as one of your New Year resolutions.”

A business health check can easily assess ways in which businesses can live within their means and still thrive. More than 9,000 SMEs in London have already benefited from this since its launch over a year ago.

The service allows smaller companies with fewer staff and limited resources to access financial support and expert advice to help steer them through tough economic times and busy working periods.

Karen Hanton, of restaurant booking website toptable.com, added;

“The scale of the Christmas rush can be a real shock to businesses. Business Link in London is a great resource when you need access to quick authoritative information and business support”

Top tips for small businesses to remain unaffected by the Christmas rush include:

CHRISTMAS SEASON TIPS
Tip 1
• Recruit temporary workers through an agency

Tip 2
• Engaging employees on fixed-term contracts

Tip 3
• Recruiting family and friends to help out on weekends and during school and college breaks

Tip 4
• Extending the hours of part-time workers, who may be able to ease the pressure at particularly busy times (and who may want extra money)

Tip 5
• Outsourcing some business activity

Small Business owners can contact Business Link in London for health check advice, including ways to handle the busy festive period at:

http://www.businesslink.gov.uk/london/staffingoptions
http://www.businesslink.gov.uk/london/seasonalbusiness

Business Link in London is a free and impartial business advisory service providing support to small businesses in London through its Business Advisers, workshops and seminars. It also maintains a round the clock, 24-hour telephone and online advice service.

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A business broker serving the Greater Toronto Area is receiving strong anecdotal signals from the business resale marketplace that the worst of the recession may be over.

“There are many more enquires from people interested in buying a business,” said Steve Skrlac, a business brokerage professional. “The start of the year was quite slow. People were frightened and very few business brokers that I spoke to were closing deals,” said Skrlac. “Interest from investors of small businesses has certainly picked up though. Business brokers are fielding more calls and good offers on businesses are coming in,” asserts Skrlac.

The business resale market in Canada has slowed considerable since the fall of 2008. Buyers were frightened of committing to an investment when the economic future was uncertain and many business owners pulled out of the business resale market altogether until the economy improved. Business brokers get paid based on transactions and this group was particularly hit hard by the recession.

The recession put a virtual stop on the small business resale marketplace. Overall business resales fell by up to a third in volume according to Skrlac. “I never thought it could have gotten so slow in the market,” says Skrlac.

Anecdotal evidence suggests that the worst is now over though. “Calls are significantly higher than from even 3 months ago. Buyers are coming back to the marketplace now,” says Skrlac. “More business owners who have held off on listing their business for sale have also decided to list. Many business brokers are much more bullish about the market now than they were compared to just last Spring,” adds Skrlac.

Steve Skrlac is a professional in the field of business brokerage. He serves the Ontario marketplace from Toronto to Hamilton.

Coldwell Banker Pinnacle Real Estate, Brokerage is based in Hamilton, Ontario. Steve Skrlac, MBA, CFA focuses on small businesses for sale valued at under $5 million.

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The business industry these days is in need of some help. Businesses left and right are being forced into bankruptcy, regardless of whether they’re neighborhood staples or new up-and-comers. On top of having to worry about keeping their profits in the green, business owners also have to adequately protect their establishments against catastrophic disasters such as fires, tornados, floods, etc. A recently published article on InsuranceAgents.com reveals the importance of business owners purchasing a quality business interruption insurance policy.

The article, titled Business Interruption Insurance: When Disaster Strikes, emphasizes that a quality business interruption insurance policy can help prevent a business from stopping or slowing down production should a catastrophe strike. Most standard policies include compensation for profits the company would have earned had the property not been affected by a catastrophe. For example, if a business’s building burns down to the ground and the business is forced to relocate, all of the profits it loses are covered.

Any expenses the company pays for are also covered in a standard policy, particularly electricity and heat, which may occur even if a business’s operations are put on a temporary hiatus. There are some disclaimers, however, to a business interruption insurance policy.

“Keep in mind that a business interruption insurance policy is not your standard policy,” the article describes. “It is not sold by itself, but instead is most commonly added onto a property insurance policy or included in a separate package. More often than not, it takes longer to renovate a building than initially anticipated.”

So how affordable is quality coverage? The price of a business interruption insurance policy depends on a variety of factors, including the location of the establishment, premise of the business and how easily it adapts to operating at a temporary location. Business owners looking to obtain a business interruption insurance policy for their business should contact a business insurance agent today.

Go to InsuranceAgents.com for more information and to receive insurance quotes from up to five local agents.

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With an estimated one in three people in Britain suffering from allergies at some point in their lives and a recent House of Lords report stating that 1 in 5 school children suffer from asthma, indoor air quality is very much a hot topic. It is also estimated that 80% of allergy problems are often caused by the airborne dust mite and they can double their numbers in ten hours. One ideal breeding ground for the dust mite is household carpets and furnishings. However, Trefeglwys based Chem-Dry Quality Care have recently invested in the revolutionary CTS 450 Truckmount cleaning system, which will help in the constant battle to eliminate dust mites, which is good news for allergy sufferers.

This revolutionary cleaning technology, is a fully self contained system which contains a power unit and pre-heated solution hoses which are fed into the home or business to undertake the cleaning operation.

Chem-Dry’s patented hot carbonating cleaning solution is cleverly warmed from the heat generated by the power unit.

The Carpet & Rug Institute based in the US, who are responsible for undertaking programs to test the effectiveness of carpet cleaning products and represents the carpet & rug industry, recently awarded the CTS 450 Truckmount a gold level ‘Seal of Approval’, the highest accolade for certified deep cleaning systems.

Chris Jones, Proprietor of Chem-Dry Quality Care, comments “If any member of your family is an allergy sufferer, you will understand just how important it is to maintain a good standard of indoor air quality and undertake regular cleaning to control allergies such as dust mites. As a local Chem-Dry commercial carpet cleaner operator I believe it is one of our responsibilities to improve indoor quality in our customer’s homes, neutralise the household dust mite and contribute towards providing a better standard of living for allergy sufferers. I believe truckmount cleaning technology will have a significant impact for our business, our customers and anyone who suffers from an allergy”.

The CTS 450 Truckmount cleaning system is at least five times more powerful than conventional cleaning devices and provides numerous health and safety benefits such as reduced hazards with less manual handling and fatigue placed on technicians as they no longer have to manoeuvre equipment from floor to floor and through customer’s homes to get professional carpet cleaning services.

Chris continues “This is a significant investment for the business and our local domestic & commercial customer base with benefit from improved efficiency savings, reduced downtime by enabling 2 rooms to be cleaned simultaneously and providing superior drying times.

As a local service provider to the North Powys and South Gwynedd communities, I believe it will secure our position in the domestic & commercial market for years to come and we look forward to many more years of raising the standards in our industry”.

Chem-Dry Quality Care became part of the Chem-Dry national network in 2008 and is an independently owned family based business operated by Chris & Vicky Jones. The domestic and commercial carpet and upholstery cleaning business is managed daily by Chris and has evolved through the provision of exceptional service to both their domestic and commercial customers from various parts of North Powys & South Gwynedd.

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Volusia Manufacturers Association is hosting the 2009 Annual Manufacturers Award Ceremony on October 22 to Award Volusia and Flagler County Manufacturers for Excellence in Manufacturing. Associate Member Awards will be presented to Non-Manufacturing Members who made large contributions to the VMA and Manufacturing.

Volusia Manufacturers Association (VMA) is hosting its Annual Awards Banquet this month. Each year the Volusia Manufacturers Association honors the best of the best of its Volusia and Flagler County Manufacturer and Associate Members. This year the event will be held on October 22, 2009, f r o m 5:30 – 8:00 P.M. at the Sun s e t Harbor Yacht Club in Daytona Beach, Florida. Music will be performed by A Family Affair.

Awards are presented each year for its Manufacturing Member that best represents Manufacturer of the Year. This year the Lou Fifer “Manufacturer of the Year” Award will be presented to AO Precision Manufacturing, LLC. AO Precision Manufacturing of Daytona Beach, FL, has been manufacturing products supporting M-16/ commercial and government firearms and kit programs, and various defense support parts related to firearms business. Its 42,000 square-foot facility is fully equipped and is capable of designing and constructing all varieties of special tooling, fixturing, and gauges needed for all degrees of complex products.

Awards are presented to the manufacturing members that have the “Best Practices” exemplifying exceptional practices in a particular business area and may involve any aspect of a manufacturer’s business endeavor. This year for the first time there will be two awards, two new categories, for this Best Practices award. Hudson Technologies is the winner of the Best Practices for Going Green, completing a two-year, $ 2 million conversion of its 115,000 square-foot facility promoting an environmentally-sound, aqueous cleaning system. They converted to greener lubricants as part of its new cleaning operation. Jayne Fifer, President/CEO of the VMA said, “Hudson Technologies worked hard to eliminate trichloroethylene which is an ozone depleting solvent, making strides to make their work environment safe for their employees, to make the community cleaner, and overall to make a better impact for our world.”

Second Award for “Best Practices” goes to Hudson Technologies for its Wellness Program. Hudson Technologies offers over 15,000 engineered medical, aerospace/aviation, and industrial/commercial products and employees 200 people. Hudson Technologies identified the need and benefits for wellness for its employees and worked hard to implement incentives to promote wellness. Hudson Technologies was committed to implementation and reviews their policy for effectiveness of process measures and outcome measures. VMA recognizes Hudson Technologies as “Best Practices” for ensuring that they not only make great product, but that they keep their employees healthy, too.

VMA recognizes f r o m its manufacturing members that company with the most expertise in the international market in its “Exporter of the Year” Award. For the second year, the Manufacturer Exporter of the Year Winner is Germfree Laboratories, Inc. of Ormond Beach, Florida. Germfree Laboratories specializes in the production of all-stainless steel unidirectional laminar flow equipment for hospital, pharmacy, and oncology use, manufacturing a full line of compliant barrier isolators, as well as horizontal and vertical laminar airflow hoods and chemo hoods for over 45 years. Germfree’s equipment has been purchased by more than 5000 institutions and companies in the US and 60 other countries worldwide, with some of their equipment even taking a trip into space. Germfree Laboratories’ stainless steel biological safety cabinets are located in more hospital pharmacies, home healthcare agencies, educational institutions, and oncology offices than those of any other hood manufacturer.

VMA’s “Lois Fifer Friend of Industry Award” is awarded to a non-manufacturing member who demonstrates high levels of excellence towards support of the VMA and the manufacturing industry in the Volusia and Flagler Counties. This year’s recipient of the Lois Fifer Friend of the Industry Award is Leslie Castillo-Solis of Kelly Services in Daytona Beach, Florida. Kelly Services, Inc. is a Fortune 500 company headquartered in Troy, Michigan, offering staffing solutions that include temporary staffing services, staff leasing, outsourcing, vendor on-site, and full-time placement. Ms. Castillo-Solis has been an active member of VMA since joining, participating in Committees and serving on the VMA Board, chairing the Sales and Marketing Committee f r o m 2007-2008. “Her passionate commitment to the VMA over the years has made a significant impact, and she truly deserves this award,” says Fifer.

Lastly, the “Manny” Award recognizes exceptional individuals for life-long achievements in manufacturing in Volusia and Flagler Counties. These individuals are entered into the VMA Hall of Fame. This year’s winner of the “Manny” Award is Joseph N. Scott of Florida Power and Light. Mr. Scott is the founder of the Volusia Manufacturers Association and had the original idea that there needed to be a singular voice for manufacturers in Volusia County back in 1980. Florida Power & Light Company (FPL) is the largest electric utility in Florida and one of the largest rate-regulated utilities in the United States. FPL serves 4.5 million customer accounts in Florida and is a leading employer in the state with nearly 11,000 employees. Mr. Scott currently heads one of the Northeast Florida FPL’s Retiree Chapters. For the VMA, Mr. Scott was one of the first Charter Directors who started the VMA, and in 1980 he served as the First Acting Chair. These Charter Directors put together the policies that are still active in the VMA today. The VMA was built to serve and promote the needs and aspirations of the manufacturing community, and it is only appropriate that Mr. Joe Scott receives the 2009 “Manny Award” for his extraordinary achievements in manufacturing in Volusia and Flagler counties.

The Volusia Manufacturers Association congratulates each and every winner of this year’s Manufacturing Awards and appreciates their commitment to the VMA and dedication to excellence in manufacturing. The Volusia Manufacturers Association also recognizes the 2009 Awards Banquet Sponsors as Magga Products, Volusia County Economic Development Department, Bank of America, Florida Health Care Plans, FloMet LLC, Florida MEP, University of Central Florida, The Center for Business Excellence, and Staed Hotels.

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There have been more than 7.4 million more people unemployed since the economic recession began in December of 2007. Although the declines are beginning to moderate, there are still job losses reported in major industries (U.S. Bureau of Labor). As the leaves change colors and summer breezes turn cool, this is the season for personal change. Despite the highs and lows of the economic currents, now is the time to consider starting a business.

Go outside the comfort zone and “Discover the Inner Entrepreneur™” in You. We all have a passion, so turn that passion into a business in which you control - not someone else.

Jewish Families Services(JFS), S.U.C.C.E.S.S Program and Like Minded Moms(LMM), (a networking organization to help moms promote their businesses) are teaming up with Barb Girson, owner/founder MySalesTactics™ to bring to the community a guide to help them be self sufficient and build confidence–

With the support of these two organizations and the guidance of Barb Girson, participants can only succeed:

1) Jewish Family Services, a nationally accredited mental health, workforce, and social service agency that has been helping individuals and families, in both the Jewish and general community, face life’s challenges for nearly 100 years (2008).

2) Like Minded Moms, a networking group that strives to help their members grow their business beyond beliefs.

This innovative program, “Discover Your Inner Entrepreneur™”(DYIE), is an opportunity for interested entrepreneurs to attend, explore & determine if being an empowered, enterprising entrepreneur is for them! Barb has been a successful multi-million dollar business entrepreneur for 12 years and has a decade of senior management corporate experience. This program grew from Girson’s personal experience.

When Barb Girson was downsized one year ago from her last corporate position, she participated in the SUCCESS PROGRAM, which helps downsized workers find gainful employment. This JFS program offered tremendous support during her transition, and the current economic environment caused her to get creative. “I decided to take charge of my career and document my steps to teach others. No longer will my fate be determined by a board room decision,” says Girson. She decided she would take charge of her career and document her steps to teach others. No longer will her fate be determined by a board room decision. She developed a training program to help empower others to start their own business. To staff her firm, she is turning to other downsized workers to fill sales and marketing roles.

Teaming up with organizations such as, Like Minded Moms, and the Jewish Family Services has been one way to extend her reach and quickly establish her business. To show her appreciation, Barb contributes 10% of the course proceeds to Jewish Family Services.

My Sales Tactics, a professional skill development, training and consulting firm is offering a 4 week program, Discover Your Inner Entrepreneur™, that will help people explore various options available to start a business, evaluate what skills they have that might be marketable, determine how they should set up their office, and identify what resources they will need. At the end, they will be able to make an informed choice and have in hand an outline of what they need to do next, if in fact being an entrepreneur is for them!

New business ventures by entrepreneurs are expected to stimulate the economy. . According to Global Entrepreneurship Monitor (”GEM”) international research consortium the first global study of high expectation entrepreneurship has found that just 9.8 percent of the world’s entrepreneurs expect to create almost 75 percent of the jobs generated by new business ventures. To learn more or register visit www.MySalesTactics.com/entrepreneur.

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Snip-its (www.snipits.com), the fastest growing franchise of children’s hair salons in the U.S., is pleased to assist families through one of the most important events of the new school year — picture day. By offering a professional, cost friendly haircut at Snip-its, provides a great, stress-free haircut for kids while assuring that parents are blamed for having to retake photos on “make up” picture day.

“Now that school is back in session, picture day is an important event for a child,” said Christine Mudd, director franchise development, Snip-its. “Because they serve as cherished keepsake, you want your favorite little guy or girl looking the best for school pictures. Unfortunately, every year, without fail, we see the same scenario: parents with the best intentions cutting their kids’ hair at home the day before school pictures! This year, why not trust the professionals at Snip-its to cut your child’s hair right the first time?”

While some salon prices might make parents reach for scissors or trimmers, Snip-its is dedicated to giving children a great haircut while providing value to parents. With a Snip-its haircut, mom and dad can feel confident that their children will look and feel their best so they can focus on making friends, learning and growing as a person instead of worrying about a botched haircut? In addition to piece-of-mind, Snip-it’s offers a friendly and comfortable environment utilizing games, animated videos and prizes.

Specially trained, in house Snip-its Party Directors can set up little girls’ parties, celebrating everything from birthdays to Bat Mitzvahs and Girl Scout/Brownie Troop meetings. Snip-its supplies all the essentials for a great party such as cake, juice and party favors that include take home make up and glitter, and even a special surprise for the birthday girl. To learn more about Snip-its parties, including special theme parties, visit http://www.snipits.com/parties/index.cfm.

About Snip-Its
The Snip-its Corporation, based in Natick, Massachusetts is designed to untangle the hair care challenges of children and their parents. It provides the best customer service and a guaranteed great time for both kids and parents. The salon franchise has served more than one million children annually in 65 locations. In 2007, Snip-its was named the 30th fastest growing franchise in the U.S. by Franchise Times Magazine. For more information or children’s franchise opportunities, visit www.snipits.com or call 877-SNIP-ITS.

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Volusia Manufacturers Association (VMA) proudly offers more online features to its Volusia and Flagler County Manufacturers members with the launch of its newly modernized website, Vmaonline.com. Vmaonline.com was modified to meet the ever-changing needs of Florida Manufacturers in Volusia and Flagler Counties. Volusia Manufacturers Association’s new website allows Manufacturing and Associate members to learn about and register online for new upcoming events such as General Membership Meetings, Human Resources, Materials, or Manufacturing Excellence Division Meetings, or Plant Tours.

Manufacturing Members may utilize online tools such as Employment Exchange to post job openings or résumés; search Directory and Buyers Guide for Member contact information; access online Technical White Papers for reference and more. The new video section allows online viewing of Monthly Plant Tours if members were not able to attend. Members can use customized tools designed specifically for Central Florida Manufacturers such as Quick Take Surveys, where members share expertise on various manufacturing or human resource topics, or participate in the Web-based Wage and Benefit Survey to compare their benefits with other local companies.

Volusia Manufacturers Association is committed to helping Volusia and Flagler County Manufacturers stay current in Florida Employment Law, Local and Florida State Government Policies, Education, and Florida Economic Development with specific links to access these areas of information.

“Volusia Manufacturers Association is the perfect solution for Volusia and Flagler County Manufacturers looking to network and grow their business. Our new website allows members to quickly promote local skills and capabilities online, allowing them to connect and then outsource to local companies that have a need,” says Jayne Fifer, President/CEO of Volusia Manufacturers Association. “We are excited to upgrade the website to be more interactive for members, giving Members the opportunity to work together outside of VMA- sponsored meetings.”

About Volusia Manufacturers Association:
The Volusia Manufacturers Association was founded in 1980 in Ormond Beach, Florida by manufacturers for manufacturers. Volusia Manufacturers Association provides information, education and networking opportunities to help manufacturers grow and succeed. VMA are made up of companies that range in size from one employee to over 500. If you are interested in joining the Volusia Manufacturers Association, please visit http://www.vmaonline.com.

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“The Secrets of Wall Street – Raising Capital for Start-Up and Early Stage Companies”, Expert Edition, by Timothy Daniel Hogan was just published on AMAZON KINDLE by Commonwealth Capital Advisors.

Mr. Hogan has over 24 years experience in the Investment Banking and Securities Industry, held Six (6) NASD securities licenses and registrations primarily of “Principal” status. Mr. Hogan is a former Director of Compliance and Senior Trading Principal for North American Financial Group, Inc. a SEC Registered Investment Bank and Securities Broker. Chairman of the Investment Policy Committee for North American Capital Advisors, Inc. a SEC Registered Investment Advisory firm.

Mr. Hogan supervised the management of eight internal departments in relation to Federal and State(s) securities laws, as well as, overall firm productivity, operational systems design and technological implementation. Mr. Hogan has been a Founding Principal of seven entrepreneurial endeavors, including an eighteen-hole championship golf course and real estate development, a software development firm, other Internet related businesses, as well as, an investment banking company. He has held board and executive committee seats on various firms. His securities industry training started in 1984 with a few large securities brokerage and investment banking firms, such as, Merrill Lynch, E. F. Hutton and Shearson Lehman Brothers, now known as, Morgan Stanley/Smith Barney. Mr. Hogan holds a double major (Marketing & Finance) Bachelors of Business Administration from Grand Valley State University’s Seidman College of Business.

If you are determined to raise capital for your start-up or early stage company, this resource was made for you, and will open your eyes to the process that will get your company funded. It is the only resource available online that shows Entrepreneurs the whole process so they can successfully get the capital they need without wasting time or money where others fail. Get right to the source, and turn your dream into reality.

About Commonwealth Capital Advisors, LLC (CCA)
Commonwealth Capital Advisors (CCA) is comprised of former Wall Street Investment Bankers, Securities Attorneys and CPAs who invented Financial Architect®, a patent pending system designed to substantially reduce the cost (in time and money) of raising capital, through selling securities. The firm has provided conventional investment advisory services to public and private business since it was established in 1998.

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Snip-its (www.snipits.com), the fastest growing franchise of children’s hair salons in the U.S., announced today that KRON-TV 4, San Francisco’s NBC affiliate, will broadcast monthly “Best of The Bay” segments focusing on Snip-its’ Palo Alto, Calif. location. These broadcasts will reach over two million potential Northern California customers in eleven surrounding counties.

“The Bay Area and its surrounding communities is one of the most culturally rich and diverse areas in the country,” said Christine Mudd, director of franchise development, Snip-its. “We have gotten a great response from the area, with the opening of our Palo Alto store. We are thrilled to be featured on “Best of The Bay” segments focusing on our new location, which will help us reach prospective franchisees and customers alike.”

The monthly television segments are set to focus on Snip-its as both a thriving recession-proof business in the local economy as well as a needed service. According to the U.S. Census Bureau, in the Bay Area, and in most major cities, the number of infants, toddlers and young children is growing faster than the overall population.

In addition to the Bay Area TV segments, Snip-its has received notable mentions in the media. Recent company profiles have been featured in publications such as Enterprise Magazine, Entrepreneur Magazine, Go Magazine and the Patriot Ledger, to name a few. The Financial Times has called Snip-it’s a “Sharp idea for a start-up” and The Franchise Times named Snip-its one of the “Fast 55” successful franchise business models in America.

Snip-its, a growing kids franchise was founded in 1995 by California native, Joanna Meiseles, the daughter of Hollywood producer, Robert Blumofe credited with the movie, Yours, Mine and Ours and is the granddaughter of famed comedian Jack Benny. After a heartbreaking visit to an ‘adult’ salon with her then young son, the first-time entrepreneur established the entertainment-styled salon with the goal to make children’s hair care a positive fun-filled adventure for families. Snip-It’s utilizes such kid friendly elements as animated videos, salon-tailored educational video games, end of haircut prizes and even their own branded line of animated Snip-It’s characters to make give children, as well as their thankful parents, a no stress, quality haircut.

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